how to change billing address capital one

If yous're having bug with your Capital One credit card existence declined, and if y'all've moved recently, your problem may very well be that you're using a zip code (your one-time one) that'south non connected with your Uppercase One credit card. When y'all employ a credit carte at a gas station or in other places where you shop, you lot're asked for the billing address for your credit card. Your billing zip lawmaking serves as a security instrument for both the people who yous're ownership from (who don't want to absorb a chargeback when the charges for gas or some other product or service are later on reversed when a credit carte du jour holder finds out that his carte du jour was stolen) equally well as for you, the credit bill of fare holder, so that unauthorized purchases are non fabricated using your card.

In this article, I'm going to show y'all how to update the billing accost associated with your CapitalOne credit carte using your online CapitalOne business relationship. The process is adequately uncomplicated, although yous need to know where to await to update that information. Updating your billing accost is important whenever you move and in other situations where your existing address shouldn't be associated with your credit menu.

You'll Need a Capital I Online Business relationship (or Yous Tin can Call Them)

If yous haven't set up up an online account with CapitalOne, you'll either need to do that commencement before you follow the steps I cover below. If for some reason you adopt not to set up an online account to manage your CapitalOne credit card, you'll need to call into their customer service line. I've listed the CapitalOne client service phone numbers below for both personal credit cards and business credit cards. (Note that the customer service numbers are different for personal versus business.)

Capital One Personal Credit Card Customer Service:

i-800-CAPITAL (1-800-227-4825)

Upper-case letter One Small Business concern Credit Menu Customer Service

1-800-867-0904

Updating Your Capital 1 Billing Address In Their Online Portal

If yous've prepare an online business relationship with CapitalOne (FYI, if you applied for a CapitalOne credit bill of fare online, then you already have an business relationship. Y'all'll utilize the login information you lot created when you practical for your card to login to the online credit bill of fare management portal.), you can now login by going to CapitalOne.com.

After you login to your CapitalOne online account, you'll look for the icon in the superlative right corner of the page that looks like a person silhouette. Click on the pointer simply to the correct of that epitome, and you'll see a menu that includes these options:

Profile
Security
Account & Feature Settings
Alerts
Sign Out

Click on the link that says "Profile" (circled in the paradigm below). That will take you to the folio that allows you lot to update diverse elements of your CapitalOne credit card contour.

The acme element on the profile page (after your contour prototype, which you can meet that I've updated with a picture of me and my wife, and your greeting name) is your accost. Click on the edit icon (the pencil) next to the Accost line hither to pull upwardly the screen that allows you to edit your mailing address.

Once you've opened the screen for managing your address, you can update your billing address by clicking on the edit/pencil icon side by side to the address.

As you can see from the image below, yous tin add together multiple addresses to your Uppercase One account.

Why would you demand multiple addresses associated with your bill of fare? Well, for a merchant to be protected when aircraft a production to your shipping accost, that address should exist on file with your credit card provider. And then, if I desire to ship something to another address besides my billing accost, many online merchants will bank check to run across if the address (usually they cheque the street number and aught code) I'1000 having the product shipped to matches an accost I take on file. Having been in ecommerce for 2 decades myself, I've used this feature on many occasions to protect my companies from fraudulent purchases.

Why I Use Capital One

In closing, I'll share a quick thought most why I decided to use Uppercase 1. I own and aid operate several ecommerce businesses for my income. To pay for expenses, I keep a credit card on file with my suppliers. I found the Capital One Spark Business Greenbacks credit bill of fare offers a 2% cash back incentive for using it. As I meet my business expenses going over $100,000 per calendar month (which is a good thing, since it's an indicator of increasing sales), I often get several thousands of dollars back from my purchases. I always redeem my credit menu points directly to the bill of fare each month.

In context of condign prosperous, I really don't advocate that consumers play the gimmicky "What's in your wallet?" points accumulation games, which ultimately costs them much more than they earn in points as they waste coin on things they don't need and pay interest fees on the stuff they buy. However, in cases such every bit this, where I'chiliad spending money on products I've already sold or will soon sell, spending more money is actually a good thing. Having a ii% cash back bonus adds more to my businesses' lesser lines.